Terms & Conditions

Terms, Conditions, Data, Cookies, Privacy Policy

Disclaimer – The information contained in this website is for general information purposes only. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Through this website you are able to link to other websites which are not under our control. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Equity Release Money is an independent marketing website acting as an introducer to financial advisers and companies on our panel who offer financial advice. All financial advisers and companies on our panel are authorised and regulated by the Financial Conduct Authority. Equity Release Money are not authorised to give any financial advice and are not liable for any financial advice provided by members of our panel. All information published on Equity Release Money is for general information purposes only and does not constitute financial advice. 

Equity Release Money are not liable for any financial advice or services provided by, or obtained through a third party.

Equity Release Money is simply an introducer, marketing, & lead generation site and does not provide financial services. Equity Release Money passes your information on to another company.  By providing us with your contact details, you consent to them being passed to another company, and give permission to be contacted. All advisors we recommend are independent, whole of the market and members of the Equity Release Council.

Every effort is made to keep the website up and running smoothly. However, we take no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

Lifetime mortgages & home reversion plans will be secured against your home, may affect your entitlement to state benefits and will reduce the value of your estate. Think carefully before securing debts against your home. To understand the features and risks, please speak with a qualified financial adviser authorised by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.

Privacy Policy –

This website and its owners take a proactive approach to user privacy and ensure the necessary steps are taken to protect the privacy of its users throughout their visiting experience. This website complies to all UK national laws and requirements for user privacy. This website complies with the Data Protection Act. We will delete any contact details upon request. If you have a problems please get in touch with us so that it can be resolved as soon as possible.

Your contact details will only be passed to Equity Release Advisors, and others used to facilitate your Equity Release. They will also comply with the General Data Protection Act.

This website uses cookies to better the users experience while visiting the website.

Cookies are small files saved to the user’s computers hard drive that track, save and store information about the user’s interactions and usage of the website. This allows the website, through its server to provide the users with a tailored experience within this website.

Users are advised that if they wish to deny the use and saving of cookies from this website on to their computers hard drive they should take necessary steps within their web browsers security settings to block all cookies from this website and its external serving vendors.

This website uses tracking software to monitor its visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computers hard drive in order to track and monitor your engagement and usage of the website, but will not store, save or collect personal information. You can read Google’s privacy policy here for further information [ http://www.google.com/privacy.html].

Other cookies may be stored to your computers hard drive by external vendors when this website uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.

Users contacting this website and/or its owners do so at their own discretion and provide any such personal details requested at their own risk. Your personal information is kept private and stored securely until a time it is no longer required or has no use, as detailed in the Data Protection Act. Every effort has been made to ensure a safe and secure form to email submission process but advise users using such form to email processes that they do so at their own risk.

This website and its owners use any information submitted to provide you with further information about the products / services they offer or to assist you in answering any questions or queries you may have submitted. This includes using your details to subscribe you to any email newsletter program the website operates but only if this was made clear to you and your express permission was granted when submitting any form to email process. Or whereby you the consumer have previously purchased from or enquired about purchasing from the company a product or service that the email newsletter relates to. This is by no means an entire list of your user rights in regard to receiving email marketing material. Your details are not passed on to any third parties.

Although this website only looks to include quality, safe and relevant external links, users are advised adopt a policy of caution before clicking any external web links mentioned throughout this website. (External links are clickable text / banner / image links to other websites)

The owners of this website cannot guarantee or verify the contents of any externally linked website despite their best efforts. Users should therefore note they click on external links at their own risk and this website and its owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.

This website may contain sponsored links and adverts. These will typically be served through our advertising partners, to whom may have detailed privacy policies relating directly to the adverts they serve.

Clicking on any such adverts will send you to the advertisers website through a referral program which may use cookies and will track the number of referrals sent from this website. This may include the use of cookies which may in turn be saved on your computers hard drive. Users should therefore note they click on sponsored external links at their own risk and this website and its owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.

Communication, engagement and actions taken through external social media platforms that this website and its owners participate on are custom to the terms and conditions as well as the privacy policies held with each social media platform respectively.

Users are advised to use social media platforms wisely and communicate / engage upon them with due care and caution in regard to their own privacy and personal details. This website nor its owners will ever ask for personal or sensitive information through social media platforms and encourage users wishing to discuss sensitive details to contact them through primary communication channels such as by telephone or email.

This website may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.

Users are advised to take caution and good judgement before clicking any shortened urls published on social media platforms by this website and its owners. Despite the best efforts to ensure only genuine urls are published many social media platforms are prone to spam and hacking and therefore this website and its owners cannot be held liable for any damages or implications caused by visiting any shortened links.

Registration/Ownership – Site owned by Mark Reynolds, 1 Juniper Court, Hoole, Chester, CH2 3EH

We do not tolerate: Racism, Sexism, Homophobia, Biphobia, Transphobia, Religious Discrimination or any other form of personal discrimination against a person on our site or social media if you see it please report it and it will be removed.

Copyright & Trademarks – Advertising deals with partner companies are purely for advertising and related events/promotions and are not connected to Reviews or Commentary.

Reporting Claims of Copyright Infringement –
If you believe that your work (or the work of a third party on whose behalf you are entitled to act) has been copied in a way that constitutes copyright infringement, please file a copyright infringement notice with us. The notice should be in writing and include, in the order set out below, the following:
– A statement that you have identified material on a service that infringes your copyright (or infringes the copyright of a third party on whose behalf you are entitled to act);
– A description of the copyrighted work that you claim has been infringed, which should include the type of work (such as a book or a sound recording) and any relevant further details (such as the title and date of publication, as applicable);
The country or countries to which your copyright applies;
– A description of the way in which the copyright material has been infringed;
– A description of where the material that you claim is infringing is located on our services (including a URL and screen shot);
– Your address, telephone number, and email address so that we may get in contact with you;
– A statement by you that you have a good faith belief that the disputed use of the copyrighted work is not authorised by the copyright owner (or by a third party who is legally entitled to do so on behalf of the copyright owner) and is not otherwise permitted by law;
– A statement by you, made under penalty of perjury, that the notice is accurate and that you are the copyright owner or authorised to act on the copyright owner’s behalf; and An electronic or physical signature (which may be a scanned copy) of the copyright owner.
– A complaint can be submitted by email

If you are unsure whether there has been an infringement of your copyright or about your rights in the material, we suggest that you seek legal advice before reporting the material to us or sending us a counter-notice. This “notice and takedown” process is regulated by statute. There may be negative consequences if you falsely allege copyright infringement or report material to us in bad faith.